• linmic
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  • Registered: 2011-03-06
  • Posts: 70

Topic: I think I might up my renter's insurance coverage

Just need to vent/panic a bit.  The situation is my apartment is in a business building, my apartment is upstairs and downstairs is a guy who has a little machine shop - he had a few people working for him until the economy went down, now he runs it himself and once in a while one or two other people show up who must help him out occasionally or something.

I thought business was going better for him lately, since he has been showing up with a new car and UPS has been stopping by (thought maybe he was improving the business equipment or something), but last night, tonight, and a few other nights in addition since then he starts yelling at the top of his lungs about how he can't do it, he can't breathe when he does whatever it is, he worked all day and now (someone) has f****ed it all up, he doesn't want to be here, etc.  (a majority of the time he works alone, including today - not sure if this is a response to customer complaints or what.....).  This afternoon it sounded like he was throwing wrenches around and kicking the walls.  I am starting to get a little alarmed because I live here, and if he really goes over the edge I live upstairs AND I park outside.  I know people need to vent out stress but what the h*** is going ON down there???  Aaaaaand after a brief lull he has started up again.  I've never been so happy that I'm single and I lead a relatively boring life.

I'm going to go pop a DVD into the player, scoop a bowl of ice cream and enjoy the boredom.

  • Brack
  • Brack
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Re: I think I might up my renter's insurance coverage

Here is a place to Rant or Vent! http://www.jbonamassa.com/forum/viewtop … 72&p=3

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  • From: Crystal Lake, Il.
  • Registered: 2006-04-22
  • Posts: 5,120

Re: I think I might up my renter's insurance coverage

Thanks linmic! I feel much better about my insignificant problems and lack of downstairs neighbors.
Seriously though, it must be awful listening to that...I hope he finds some relief from his problems for your sake and his!

"Rock ON & Keep the Faith"
  • From: Indianola, IA
  • Registered: 2006-07-26
  • Posts: 4,429

Re: I think I might up my renter's insurance coverage

YIKES!  yikes

Remember to keep doors and windows locked and please be safe when coming and going.  This poor guy sounds like he is toppling on the edge.......Is he your landlord? (For your sake, I hope not.)  If not, I would be expressing concern to the landlord for your well-being and some peace & quiet.  I hope the situation improves for you.  {{{{{linmic}}}}}

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5 Reply by Rocket (edited by Rocket 2011-04-29 04:30:53)

  • Rocket
  • Rocket
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  • From: San Francisco
  • Registered: 2006-04-26
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Re: I think I might up my renter's insurance coverage

Time to knock on the door and take the chance a face-to-face chat will bring about a change, or at least an understanding.  Civilized discourse amongst neighbors isn't just prudent.  The reality is it is very necessary.  Your case in point.  I believe you are in Iowa?  Being neighborly shouldn't just be locking the doors, putting in ear plugs, and increasing your renter's insurance.
Your renter's insurance only REPLACES your losses, it does ZERO for preventing them.  If you are thinking about "upping" your renter's insurance, it means your aren't fully covered for your losses anyhow.  That's worth a review on it's own merits.
This neighbor downstairs...first of all, is "maybe" not in compliance with zoning laws.  Reagardless, just a zero confrontational, i.e., NO "hey pal, knock off the racket or you'll have trouble, not from me, but "the law"" type language.  Are you OK, what's going on?  OH, it just was getting me a little concerned.  If things don't go well, turn to whatever and wherever you need in accordance with annoyances.  Other tenants (if any) to Landlord to police (if ever threatened do not hesitate) to lawyer if mandated by the situation.  Or move, regardless of inconvenience or cost concerns (initially it may seem or be bad, but peace of mind is not price negotiable when you REALLY need it).  But you've got nothing to lose except maybe a significant bit of worried concern.  Addressing it to the person may be somewhat embarrassing to them, enough to make them think about behavior which they may have thought no one could hear (despite them tossing stuff around and yelling and screaming  at 110 dB's  hmm  roll ).  Tact and discretion are your best friends at this juncture....good luck!

Rock ON & Keep the Faith,
Rocket

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